Accidents happen, and when they do, you might be left with injuries, medical bills, and a lot of questions. One big one: When should you hire a personal injury lawyer? The right attorney can make all the difference in getting the compensation you deserve.
At Monohan & Monohan, our Kentucky-based personal injury attorneys are here to guide you through the process with compassion and expertise. Let’s break down the key moments when hiring a personal injury lawyer is a smart move!
What Does a Personal Injury Lawyer Do?
A personal injury lawyer represents you when you’ve been harmed due to someone else’s negligence, like in a car accident, slip and fall, or medical malpractice. They handle everything from investigating your case to negotiating with insurance companies and, if needed, fighting for you in court. Their goal? To secure compensation for medical expenses, lost wages, pain, and suffering.
But when exactly do you need one? Here are five situations where hiring a personal injury lawyer is critical.
1. You’ve Suffered Serious Injuries
If your injuries are more than minor bumps and bruises, it’s time to call a lawyer. Serious injuries often lead to high medical costs, long recovery times, and life changes that deserve compensation.
Signs You Need a Lawyer:
- Broken bones, head trauma, or spinal injuries.
- Surgeries, hospitalization, or ongoing therapy.
- Permanent disability or disfigurement.
Why It Matters: A lawyer calculates the full cost of your injuries, including future medical needs and lost earning potential, to ensure a fair settlement.
At Monohan & Monohan, we fight to get you every penny you’re owed for serious injuries.
2. The Insurance Company Is Lowballing You
Insurance companies often offer quick settlements that sound tempting but fall short of what you need. If they’re pressuring you to accept a low offer or denying your claim, a lawyer can step in.
Red Flags:
- An offer that doesn’t cover all medical bills or lost wages.
- Delays or requests for excessive documentation.
- Blaming you for the accident despite evidence.
Why It Matters: A personal injury lawyer negotiates with insurers to maximize your payout and knows when to take your case to court for a better result.
Our Monohan & Monohan attorneys are skilled at pushing back against unfair insurance tactics.
3. Liability Is Disputed
Sometimes, it’s unclear who’s at fault—or the other party claims you caused the accident. Disputed liability can complicate your claim, making a lawyer essential.
Examples:
- A car accident where both drivers blame each other.
- A slip and fall where the property owner denies responsibility.
- A case involving multiple parties, like a multi-vehicle crash.
Why It Matters: A lawyer gathers evidence (e.g., police reports, witness statements, video footage) to prove fault and build a strong case.
Monohan & Monohan attorneys dig deep to establish liability and protect your right to compensation.
4. You’re Facing Long-Term or Permanent Impacts
If your injury affects your ability to work, live independently, or enjoy life, the stakes are high. Long-term or permanent impacts require compensation that reflects your new reality.
Scenarios:
- Chronic pain or mobility issues that persist after treatment.
- Inability to return to your job or previous career.
- Emotional trauma, like anxiety or PTSD, tied to the accident.
Why It Matters: A lawyer ensures your settlement accounts for future losses, like reduced earning capacity or ongoing care, not just immediate costs.
We at Monohan & Monohan advocate for the full scope of your damages, now and in the future.
5. The Case Involves Complex Legal or Medical Issues
Some personal injury cases are straightforward, but others involve tricky legal or medical details that demand professional help.
Complex Situations:
- Medical malpractice, where proving negligence requires expert testimony.
- Product liability, like a defective car part or dangerous drug.
- Wrongful death claims, which involve unique Kentucky laws and high emotional stakes.
Why It Matters: A personal injury lawyer has the resources to hire experts, navigate Kentucky’s statutes of limitations (e.g., 1 year for most personal injury cases), and handle court procedures.
Monohan & Mohohan has the experience of tackling even the most complex cases with confidence.
When You Might Not Need a Lawyer
In rare cases, you might handle a claim without a lawyer, but proceed with caution:
- Minor Injuries: Small accidents with no lasting harm and clear liability (e.g., a fender-bender with minor whiplash) might be settled directly with insurance.
- Low Stakes: If damages are minimal and the insurer offers a fair deal quickly, you may not need legal help.
Warning: Even “simple” cases can turn complicated. Consult a lawyer for a free evaluation to avoid missing out on deserved compensation.
At Monohan & Monohan, our initial consultations are always free.
Tips for Hiring the Right Personal Injury Lawyer
Ready to hire a lawyer? Here’s how to find the best one:
- Look for Specialization: Choose an attorney with a focus on personal injury law, not a general practitioner.
- Check Track Record: Ask about their success in cases like yours, such as car accidents or slip and falls.
- Read Reviews: Look at Google or Avvo for client feedback on their communication and results.
- Ask About Fees: Most personal injury lawyers work on a contingency fee (e.g., 33-40% of your settlement), so you pay nothing upfront.
- Schedule a Consultation: Meet to discuss your case, gauge their approach, and ensure you feel comfortable.
Monohan & Monohan offers personalized, results-driven representation with clear communication every step of the way.
Why Act Quickly?
In Kentucky, the statute of limitations for most personal injury claims is 1 year from the date of the accident (KRS 413.140). Waiting too long could mean losing your right to compensation. Hiring a lawyer early also helps:
- Preserve evidence, like photos or witness statements, before it’s lost.
- Avoid mistakes, like giving recorded statements to insurers that weaken your claim.
- Start negotiations sooner for faster relief.
Don’t wait—reach out to a lawyer as soon as you suspect you need help.
Trust Monohan & Monohan to Fight for You
Knowing when to hire a personal injury lawyer can mean the difference between a fair settlement and a financial struggle. Whether you’re dealing with serious injuries, a stubborn insurance company, or a complex case, a skilled attorney is your advocate. At Monohan & Monohan, our experienced Kentucky personal injury attorneys are dedicated to getting you the compensation you deserve, with compassion and tenacity.
Been injured? Contact us today for a free consultation. Let’s take on your case and get you back on the road to recovery!
